Peer-to-Peer (P2P) Lending is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary.

Peer-to-peer (P2P) lending allows people to lend and borrow money directly without a bank.

What is the peer-to-peer lending method? Peer-to-peer lending allows individuals to lend and borrow money directly without a financial intermediary.

Is peer-to-peer lending legal in the USA? Yes, peer-to-peer lending is legal in the USA.

What are the pros and cons of P2P lending? Pros of P2P lending include higher returns for lenders and easier access to loans for borrowers; cons include higher risk of default and less regulation.

LendingClub, Prosper, Funding Circle

Peer-to-peer lending offers borrowers lower interest rates and investors higher returns compared to traditional banks.

Peer-to-Peer Lending offers borrowers lower rates and investors higher returns.