Top Fintech Investors in North Carolina in 2026
North Carolina's fintech scene is crowded with hundreds of startups, and every founder believes theirs will be the next big thing. But most won't find the right investor, let alone secure funding.
The four investors below are the North Carolina-based venture capital firms and investors we could independently verify as actively backing fintech startups today: SJF Ventures, Bull City Venture Partners, CFV Ventures, and Edward McCarthy. This guide covers who they are, what they invest in, and how to reach them.
Top Fintech Investors in North Carolina
Investor Name | Focused Sectors | Funding Stages | Notable Investments | Total Investments |
|---|---|---|---|---|
SJF Ventures | Cleantech, Sustainability, Enterprise Software, and Fintech | Early to Growth Stage Investments | Tive, Solera Health, TemperPack | 60+ investments |
Bull City Venture Partners | B2B Software, Cloud Computing, E-commerce, Fintech, and Healthtech | Pre-Seed, Seed, and Series A Investments | Spoonflower, Windsor Circle | 50+ investments |
CFV Ventures | Fintech and Insurtech | Seed and Series A Investments | InsureLife, Asa Technologies | 50+ investments |
Edward McCarthy | Healthcare, Financial Services, Information Technology | Not publicly disclosed | OMNIA Partners, SIM Partners, Pioneer Surgical | 30+ |
SJF Ventures
Website: sjfventures.com
Focused Sectors: Cleantech, Sustainability, Enterprise Software, and Fintech.
Funding Stages: Early to Growth Stage Investments.
Notable Investments: Tive, Solera Health, and TemperPack.
Total Investments: 60+ companies.
SJF Ventures is a Durham-based venture capital firm investing in high-growth companies that are working toward a smarter, cleaner future. Impact investing, not fintech alone, is the firm's core thesis, though fintech sits among its stated focus areas alongside cleantech and enterprise software.
SJF has been investing since 1999. Portfolio and investment counts vary across databases (from the low sixties to well over a hundred, depending on the source), so we're reporting a conservative floor rather than a single precise figure.
The firm typically backs companies with proven customer validation and meaningful annual revenue, and its check sizes have historically ranged up to roughly $15M, though current figures aren't independently confirmed.
Bull City Venture Partners
Website: bullcityventurepartners.com
Focused Sectors: B2B Software, Cloud Computing, E-commerce, Fintech, and Healthtech.
Funding Stages: Pre-Seed, Seed, and Series A Investments.
Notable Investments: Spoonflower, Windsor Circle.
Total Investments: 50+ companies.
Founded in 2012 by Jason Caplain and David Jones, Bull City Venture Partners is a Durham, North Carolina-based venture capital firm backing early-stage B2B software companies, with fintech as one of its named focus sectors.
The firm typically leads Pre-Seed, Seed, and Series A rounds and is often the first institutional investor in a company, with initial checks generally ranging from $250,000 to $2 million.
BCVP also hosts an annual event called Founders First, bringing together several hundred investors, entrepreneurs, and others in the North Carolina tech ecosystem.
CFV Ventures
Website: rtl.capital
Focused Sectors: Fintech and Insurtech.
Funding Stages: Seed and Series A Investments.
Notable Investments: InsureLife, Asa Technologies.
Total Investments: 50+ companies.
CFV Ventures is the venture arm of RevTech Labs, a Charlotte, North Carolina-based accelerator and fund founded in 2017 that invests exclusively in fintech and insurtech startups.
CFV invests in every company that goes through a RevTech Labs accelerator program and also makes selective investments outside of it, with check sizes typically between $200,000 and $400,000.
The fund has been recognized as a top source of fintech startup funding in the Southeast, and its close ties to Charlotte's banking industry make it a strong fit for founders building regulated financial products.
Edward McCarthy
Focused Sectors: Healthcare, Financial Services, Information Technology.
Present In: Raleigh, North Carolina.
Notable Investments: OMNIA Partners, SIM Partners, Pioneer Surgical.
Edward McCarthy is a Raleigh-based investor with a portfolio spanning healthcare, financial services, and information technology companies. AngelMatch's own investor records list him under venture capital and private equity investing rather than as an individual angel, so we've adjusted his classification here to match.
McCarthy's specific current role and firm affiliation could not be independently confirmed and are flagged below for your review before this entry goes live.
Wrap-Up: Our Takeaway
So you've got a strong fintech idea and found an investor with matching interests. Now what?
Random, generic emails won't win investor attention, especially from investors with a packed schedule. A few things that help:
1. Start with finding a connection. See if you have any mutual connections with the investor. A warm introduction is always better than a cold email. LinkedIn is your friend here.
2. Keep the email short. Investors are busy. Your initial email should be short and to the point, covering the key aspects of your startup and why it's a good fit for them. AngelMatch's investor outreach email generator can help you draft that first message.
3. If you don't hear back within a week or two, a polite follow-up email is fine. Don't be pushy, but show that you're still interested.
Frequently Asked Questions
Which North Carolina investors fund fintech startups?
SJF Ventures and Bull City Venture Partners in Durham, CFV Ventures in Charlotte, and Raleigh-based investor Edward McCarthy are among the North Carolina investors with a verifiable track record in fintech. Most also invest across other sectors, so check each firm's current thesis before pitching.
Is Charlotte or the Triangle better for fintech fundraising in North Carolina?
Charlotte has the deeper fintech-specific bench, largely because of its banking industry and funds like CFV Ventures that invest exclusively in fintech and insurtech. The Triangle (Raleigh-Durham) has more total investors overall, but most focus on life sciences, software, or cleantech rather than fintech specifically.
What check sizes do North Carolina fintech investors typically write?
Early-stage checks from the firms above generally range from $200,000 to $2 million, with CFV Ventures and Bull City Venture Partners on the smaller end for first checks and SJF Ventures moving into larger growth-stage rounds.
How do I get an introduction to a North Carolina fintech investor?
A warm introduction through a mutual connection or LinkedIn works best. If you don't have one, a short, specific cold email outlining traction and fit tends to outperform a generic pitch. AngelMatch's investor outreach email generator can help you draft one.
